FAQS
General FAQs
What is HCH Finance?
HCH Financial Services is a premier financial solutions provider specialising in innovative business funding solutions. We are dedicated to empowering busi- nesses through customised financial services including invoice discounting, LPO financing, bridge financing, and contract financing. Our mission is to bridge funding gaps and facilitate sustainable growth for businesses across diverse sectors, acting not just as a lender, but as a strategic financial partner in your business journey.
What are the benefits of using HCH?
- Immediate access to working capital without diluting business ownership
- Flexible, tailored financing solutions that adapt to your business needs
- Professional expertise and personalized guidance throughout the funding process
- Streamlined, efficient approval processes
- No hidden fees or complex terms
- Ability to scale financing as your business grows
- Preservation of existing banking relationships
- Enhanced cash flow management capabilities
What info do you need from me to apply?
- Business registration documents
- 6 months’ bank statements
- Financial statements for the last 2 years
- Tax compliance certificates
- Director/owner identification documents
- Proof of business operations (contracts, invoices, etc…)
- Business profile and brief history
- Any relevant licenses or permits for your industry
How is qualification for a HCH Finance account determined?
- Business operational history (minimum 12 months preferred)
- Monthly revenue patterns and sustainability
- Quality of your customers/clients
- Overall business financial health
- Credit history and banking relationship
- Industry sector and market position
- Quality and value of collateral (if applicable)
- Management team experience and expertise
How quickly does HCH make funding decision?
We pride ourselves on efficient decision-making to support your business needs:
- Initial application review: 24-48 hours
- Preliminary approval: 2-3 business days
- Final approval and funding: 5-7 business days*
(*Timeline may vary based on completeness of documentation and complexity of the financing request. Bridge financing and certain urgent requests may be expedited for qualified clients).
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