About us
Who We Are
We are a non-bank online financial institution that began operations in 2019, specialising in factoring and trade finance services in Uganda. Our financing solutions, designed mainly for small to medium-sized enterprises, offer an alternative to conventional bank loans and overdrafts. With a flexible approach, we are able to provide the quickest turnaround time in the industry, from application to disbursement. HCH is regulated by The Uganda Microfinance Regulatory Authority.

Industries We Serve: Empowering Businesses Across Diverse Sectors
At HCH Financial Services, we understand that every industry faces unique financial challenges. That’s why we offer customised solutions designed to meet the specific needs of businesses across a variety of sectors. Our flexible financial services help companies manage cash flow, bridge funding gaps, and unlock opportunities for growth and sustainability. We proudly serve the following industries:
Services
IT services
Telecommunications
Transport and Logistics
Media and Entertainment
Media Service Providers
Manufacturing
Cement
Chemicals
Pharmaceuticals
Food and Beverages
Wholesale
FMCG
Medical Equipment
Relief Supplies
Consumer Electronics
Clothing
Others
Energy/Oil and Gas
Construction
Corporate events
General Supplies
Donor Funded Projects

Our Mission and Vision
Our vision and mission guide our commitment to empowering businesses with tailored financial solutions. By focusing on supply chain financing and leveraging technology, we provide the right support at the right time, fostering long-term growth and success.
Our Mission
To provide tailored financial services that address the unique needs of businesses, building trusted relationships and delivering the right support at the right time for long-term success.
Our Vision
To be the leading partner in empowering small to medium sized businesses with innovative financial solutions (with focus on supply chain financing), fostering sustainable growth and success in markets where we operate, leveraging technology.
Our Core Values

- A culture of entrepreneurial and innovative thinking
- Establishing integrity, trust, respect and confidentiality
- Deliver flexibility and consistency
- Maintain an energetic team that is committed to satisfying our customers needs
At HCH Financial Services, we empower businesses with innovative, tailored financial solutions designed to address cash flow challenges and fuel growth. Our commitment to building strong, trustworthy relationships ensures reliable support, helping clients access the right financing at the right time for sustained success and long-term growth. Our core values are:
Leadership Team

Charles Hamya
Executive Director

Jean Muwanga
Head Of Finance
Jean is a creative and results-driven professional with five years of experience in the banking sector. From 2012 to 2016, she worked with Centenary Bank, Uganda’s largest commercial microfinance institution, contributing to its mission of financial inclusion.

Vincent Erone
General Manager
Vincent brings over 20 years of expertise in computerised financial reporting, catering to executive management and boards of directors. He excels in overseeing audit processes, developing financial risk and control policies, and managing stakeholder relationships with regulatory agencies.

Moses Kibirango
Head of Credit & Recoveries
Moses is an accomplished professional serving as Head of Credit and Recoveries. He specialises in managing credit portfolios, overseeing recoveries, and implementing strategies to minimise financial risk. His leadership ensures sustainable credit management and optimal recovery outcomes for organisational success.

Cissy Namuddu
Head Of Sales
Cissy is a seasoned professional with extensive experience in Financial Technology and business development. She specialises in serving corporate, retail, and consumer clients, with a focus on driving growth in digital payment services.

Prossy Nampijja
Credit Analyst
Prossy is a skilled credit analyst with expertise in evaluating the creditworthiness of individuals and businesses seeking loans. Known for strong analytical abilities and attention to detail, she excels in financial statement analysis and risk assessment.

Philemon Wenganga
System Development Partner
Philemon is a dedicated System Development Partner with expertise in designing and implementing innovative technology solutions. He collaborates with teams to develop systems that streamline operations and enhance efficiency.

