About us

Who We Are

We are a non-bank online financial institution that began operations in 2019, specialising in factoring and trade finance services in Uganda. Our financing solutions, designed mainly for small to medium-sized enterprises, offer an alternative to conventional bank loans and overdrafts. With a flexible approach, we are able to provide the quickest turnaround time in the industry, from application to disbursement. HCH is regulated by The Uganda Microfinance Regulatory Authority.

Industries We Serve: Empowering Businesses Across Diverse Sectors

At HCH Financial Services, we understand that every industry faces unique financial challenges. That’s why we offer customised solutions designed to meet the specific needs of businesses across a variety of sectors. Our flexible financial services help companies manage cash flow, bridge funding gaps, and unlock opportunities for growth and sustainability. We proudly serve the following industries:

Services

IT services
Telecommunications
Transport and Logistics
Media and Entertainment
Media Service Providers

Manufacturing

Cement
Chemicals
Pharmaceuticals
Food and Beverages

Wholesale

FMCG
Medical Equipment
Relief Supplies
Consumer Electronics
Clothing

Others

Energy/Oil and Gas
Construction
Corporate events
General Supplies
Donor Funded Projects

Our Mission and Vision

Our vision and mission guide our commitment to empowering businesses with tailored financial solutions. By focusing on supply chain financing and leveraging technology, we provide the right support at the right time, fostering long-term growth and success.

Our Mission

To provide tailored financial services that address the unique needs of businesses, building trusted relationships and delivering the right support at the right time for long-term success.

Our Vision

To be the leading partner in empowering small to medium sized businesses with innovative financial solutions (with focus on supply chain financing), fostering sustainable growth and success in markets where we operate, leveraging technology.

Our Core Values

  •  A culture of entrepreneurial and innovative thinking
  • Establishing integrity, trust, respect and confidentiality
  • Deliver flexibility and consistency
  • Maintain an energetic team that is committed to satisfying our customers needs

At HCH Financial Services, we empower businesses with innovative, tailored financial solutions designed to address cash flow challenges and fuel growth. Our commitment to building strong, trustworthy relationships ensures reliable support, helping clients access the right financing at the right time for sustained success and long-term growth. Our core values are:

Leadership Team

Charles Hamya

Executive Director

Charles Hamya, one of the founding members of HCH, is a seasoned entrepreneur and accomplished senior business executive.  With over 27 years working experience in the corporate world,  he currently serves as the Executive Director of HCH Financial Services Limited.
Jean Muwanga ​​

Head Of Finance

Jean  is a creative and results-driven professional with five years of experience in the banking sector. From 2012 to 2016, she worked with Centenary Bank, Uganda’s largest commercial microfinance institution, contributing to its mission of financial inclusion. 

Vincent Erone

General Manager

Vincent brings over 20 years of expertise in computerised financial reporting, catering to executive management and boards of directors. He excels in overseeing audit processes, developing financial risk and control policies, and managing stakeholder relationships with regulatory agencies. 

Moses Kibirango

Head of Credit & Recoveries

Moses is an accomplished professional serving as Head of Credit and Recoveries. He specialises in managing credit portfolios, overseeing recoveries, and implementing strategies to minimise financial risk. His leadership ensures sustainable credit management and optimal recovery outcomes for organisational success.

Cissy Namuddu

Head Of Sales

Cissy is a seasoned professional with extensive experience in Financial Technology and business development. She specialises in serving corporate, retail, and consumer clients, with a focus on driving growth in digital payment services.

Prossy Nampijja

Credit Analyst

Prossy is a skilled credit analyst with expertise in evaluating the creditworthiness of individuals and businesses seeking loans. Known for strong analytical abilities and attention to detail, she excels in financial statement analysis and risk assessment. 

Philemon Wenganga

System Development Partner

Philemon is a dedicated System Development Partner with expertise in designing and implementing innovative technology solutions. He collaborates with teams to develop systems that streamline operations and enhance efficiency.

Ready To Grow Your Business?

Reach out today to explore a world of opportunities.