Invoice Factoring


Are your customers paying invoices in 30 to 120 days? Do you need money sooner to pay business expenses? Our invoice factoring program can provide you with the money to pay your expenses – and grow.

We offer competitive rates and high advances. We work with most industries and can set up your account quickly.

How does invoice factoring work?

Invoice factoring finances your open invoices from slow-paying – but creditworthy – customers. The solution accelerates your revenues and provides your company with funds to pay important expenses like payroll, suppliers, and rent.

The program is simple to use. We finance your invoices in two installments. The first installment, the advance, is deposited to your bank account as soon as you submit the invoice and the invoice is verified.

The second installment, the rebate, is deposited to your account once your customer pays the invoice in full on their regular terms. The rebate settles the transaction.

High factoring advances
We can provide competitive proposals with high advances. Advances range from 75% to 95% and vary depending on your industry, your experience, and the credit profile of your customers.

Affordable costs

Factoring rates range from 2.5% to 5% per month. The rate is based on the line size and the credit quality of the company paying the invoice.

Larger transactions with reliable account debtors usually qualify for better terms: lower costs and higher advances.


Invoice factoring can benefit your business in many ways. An invoice factoring line:

  • Is available to small business that have no credit
  • Provides you with money quickly
  • Improves your cash flow
  • Is easier to get than business loans
  • Allows you to offer net 30 to net 60 days to clients
  • Can be set up quickly

Easy qualification

Qualifying for invoice financing is easy. The most important requirement is that you sell products or services to other reputable businesses (or government agencies) who pay their invoices reliably in 120 days or less.

Additionally, your company should:

  • Have invoices that are not encumbered by liens
  • Be free of legal problems
  • Be free of tax problems